Your profitable book is hiding
7 figures of EBITDA.
Soteris finds the negative-profit policies inside it — one at a time - and helps you take corrective action.
Built by people who price risk for a living.
Our CEO priced risk at hedge funds on Wall St. before spending two years building a P&C reinsurer. He brought together a team that combines decades of data science, technology, and insurance expertise. We proved our model first in non-standard auto and revealed a 7-figure EBITDA lift.
Even profitable books hide policies that bleed money.
The average is doing the hiding
Your rating plan groups policies into segments, and the money-losers hide inside the averages — netted against the profitable ones, they never surface. Soteris treats every policy as a segment of one.
It isn't a competence problem
No underwriting team could see this before. It's new capability, not a gap in your shop.
Broad segment moves hit your profitable policies too. A policy-level score points each lever at exactly the policies that warrant it — so you grow EBITDA without shedding good business.
Every policy scored on its own true economics.
One engine scores each policy's true economics — and what it's worth to your EBITDA.
A profitable book. Millions more EBITDA inside it.
A P&C insurer came to us with a healthy book, no obvious problem. We scored all $214M of premium — the worst 22% were quietly destroying value. Drop them, and the same book earns far more EBITDA.
Real customer result. Specific economic drivers (commissions, ceding terms, fee income, taxes) are that insurer's own and vary by company — so your number comes from a run on your own book.
See it on your book.
A paid diligence engagement: we run your actual book and show you the real EBITDA inside it. Your data. Your number.
Book a diligence call →